1. Acceptance
By using this site, you accept these Terms and Conditions and applicable laws. If you disagree, stop using the site.
2. Site purpose
The site offers opportunities, resources, and support for insurance agents. It also contains individual agent pages and general educational information for clients. Content does not guarantee appointment, eligibility, approval, price, benefits, policy issuance, or effective coverage.
3. Permitted use
Use the site lawfully and provide accurate information when requesting a service.
- Do not attempt to access areas, data, or systems without authorization.
- Do not interfere with site security, availability, or operation.
- Do not use RIA INSURANCE GROUP content or identity for commercial purposes without written authorization.
4. Agent applications
Submitting an application or form does not create an employment, contractual, or representation relationship and does not guarantee appointment with a carrier. The process depends on licensing, location, certifications, documentation, background, and applicable approval.
5. Client information and requests
Educational information does not replace an individual recommendation. Submitting a form or receiving a quote does not create an insurance contract or confirm coverage. Terms, prices, benefits, exclusions, and effective dates are established by the insurance carrier in its official documents.
6. Intellectual property
Text, logos, designs, graphics, and other site content belong to RIA INSURANCE GROUP or are used with permission. They may not be copied, modified, or distributed for commercial purposes without prior permission, except as allowed by law.
7. Third-party services and links
Some forms, electronic signatures, portals, quotes, or resources are provided by third parties and may have additional terms and policies. RIA INSURANCE GROUP does not control external-site availability or content.
8. Availability and liability
The site is offered as available. To the extent permitted by law, RIA INSURANCE GROUP does not guarantee uninterrupted access and is not responsible for indirect or consequential damages caused by site use or exclusive reliance on general content. Nothing limits rights or liabilities that cannot legally be limited.
9. Privacy
Our Privacy and Cookies Policy describes how personal information related to the site is handled.
10. Changes
We may modify the site and these terms. The current version and update date will be posted here.
11. Governing law
These terms are governed by Florida law, without regard to conflict-of-law rules. Disputes will be brought before courts with proper jurisdiction unless applicable law requires otherwise.
12. Contact
For questions about these terms, contact RIA INSURANCE GROUP, INC. through the contact page.