1. Nature and purpose of the site
This site provides opportunities, resources, and support for insurance agents, as well as individual agent pages and general educational content for clients. RIA INSURANCE GROUP, INC. seeks to keep information clear and current but does not guarantee that it is complete, accurate, or appropriate for every person, product, or jurisdiction.
2. Not professional advice
General site content is not legal, medical, tax, accounting, or financial advice. Insurance information does not replace an individual evaluation or the official terms of a policy or plan.
3. Products, quotes, and coverage
Carrier, product, plan, benefit, and coverage availability varies by state, service area, eligibility, current authorization, and other applicable requirements.
Quotes and estimates are not binding offers and do not guarantee eligibility, approval, issuance, or effective coverage. Coverage begins only after the insurance carrier confirms it under its official documents and conditions.
4. Opportunities for agents
Information about appointments, carriers, training, and support is not an employment offer and does not guarantee appointment, carrier access, production level, or income. Each opportunity depends on licensing, state, certification, documentation, and applicable approval.
5. Private agency and government programs
RIA INSURANCE GROUP is a private, non-governmental agency. It is not affiliated with or endorsed by the United States Government, HealthCare.gov, Medicare, or Medicaid. References to public programs are provided for informational purposes only.
6. Third-party links and services
The site may contain links or forms operated by insurance carriers and other third parties. RIA INSURANCE GROUP does not control their availability, content, or privacy practices. A link does not imply an endorsement, guarantee, or relationship beyond what is necessary to provide the identified service.
7. Limitation of liability
To the extent permitted by law, RIA INSURANCE GROUP is not responsible for losses or damages caused by relying exclusively on general site information, technical interruptions, or use of third-party websites and services. Nothing in this notice excludes liability that cannot legally be limited.
8. Changes and contact
We may update this notice when the site, our services, or applicable requirements change. The date displayed on this page identifies the current version.