What it may cover
Plans include essential health benefit categories such as office visits, hospitalization, prescription drugs, and preventive services. Specific costs, networks, and benefits depend on the plan.
Information for clients
Health Insurance MarketplaceACA / Obamacare
A simple introduction to medical coverage available through the Health Insurance Marketplace.
What is Marketplace coverage?
These are private medical plans that comply with Affordable Care Act requirements. Depending on income and household composition, some people may qualify for financial assistance that reduces their monthly premium.
When you can enroll
Enrollment generally occurs during the annual enrollment period. Certain life changes, including losing other coverage, moving, marriage, or having a child, may create a special enrollment opportunity.
Financial assistance may change
Premium tax credits depend on information reported in the application. Keep income, household, and other changes updated throughout the year.
Before choosing
Compare more than the monthly premium
- Deductible, copays, and out-of-pocket maximum.
- Doctor, hospital, and pharmacy networks.
- Coverage and cost of the medications you use.
- Expected healthcare needs during the year.
General information
This information is not a coverage recommendation. Products, benefits, eligibility, prices, and availability may vary. Contact the agent who shared this page for guidance.
Speak with your agent
Contact the agent who provided the link to this page for information or a quote. If you arrived through an individual agent page, open Need help? to return to that profile.